Demand Proof Then Walk Away Free And Clear Even With Your Home Mortgage

Finding money to pay credit card debt rattles the nerves of millions every month whether employed or not but instead of looking for money they should be looking for their credit card contract. For many years very small percentage of the population has known that "demanding proof" is an easy way to walk away from credit card accounts.

It is easy because the banks cannot produce "proof" that you owe an account that will stand up in court. With all the information available in the Fair Debt Collection Practices Act you would think the credit card industry would have totally collapsed by now because everyone would refuse to pay on legal grounds but most have no idea. While Wall Street executives are busy dreaming up more schemes to extort money from the public and earn million-dollar bail out bonuses they are overlooking one very critical part of their plan.

Simply stated, a contract must exist or is not legal for secured or unsecured debt. This concept for beating credit card debt is so simple that it has finally been picked up by a few people facing foreclosure on their homes. Pick your favorite search engine and query the preceding phrase for absolute legal proof.

There are 50,000 entries. How did this oversight on the part of the banks come about, While executives skim money from the top of the pyramid-scheme, smaller companies wanting a piece of the action buy notes from the top dog which is the easiest way. It is a frenzied grab for free money and nothing more. While "top dogs" are in a feeding frenzy stuffing their pockets with money "Little American Homeowners" mortgage note is lost in the melee. Think about it, would you be picking up mortgage notes or thousand dollar bills if you were in the scrambled melee,

20,000 credit card debt account contract can be found, Perhaps you should stop searching for money and try to find your card contract. Do not worry because the card company cannot find it either! Take back control of your life, do a little research and discover the possibilities. There is still hope for the American dream and it might be easier than you thought.

This comprehensive act will go a long way in securing credit card debt holders and curb unfair practices, enforced by credit card companies. Changes were made to the federal tax tables to ensure that hardworking individuals take home larger pay packets, to pay off their debts. 1,500 for energy efficiency if they upgrade or use appliances that are energy efficient. 49,500 can get tax refund for the sales tax they paid and in some states appropriate fees where sales tax is not applicable. 8,000 refund from the IRS.

The government has also introduced the Health Coverage Tax Credit (HCTC) for pensioners in the age group of 55 to 65. For more details regarding specific tax credits visit the Internal Revenue Service (IRS) website. The federal debt relief programs are aimed at providing a long term solution to the economic crisis plaguing America today. Analysts have considered its pros and cons, and they believe that these remedies aren't enough but at least they are a good start.

Often when you need some cash in a hurry of have an urgent and unexpected bill to pay its handy to have a card. The difficulties arise when you have maxed out all your cards and are struggling to pay the monthly minimum payment. If you have had credit problems in that past, your best option may be to consider one of the bad credit personal loans you see advertised everywhere. Obtaining a loan to consolidate your debt is usually not difficult as long as you meet the lenders criteria.

They usually stipulate that you are over 18 years of age, are a resident of the USA and meet the employment criteria. You will find that the interest rates may be higher than expected or that the amount they will lend is capped to counter the risk of you defaulting on your payments.

If you own property, you may be able to secure a loan on your property, but that could see you losing your home if you default on the loan. What you need is an unsecured consolidation money. You need to make sure it is sufficient to clear all your card debts, leaving you with only the borrowed payment each month. Loan comparison websites are a quick and easy way to obtain several quotes at once.