Top 7 (or So) Questions To Ask Yourself When Building Your Marketing Plan!

What is your product or service, What product or service are you going to market, What media are your successful competitors using, What are their prices, Is there a demand for your product or service, Is there room to expand, Is there back end sales potential, How can you out do your competitor, Is your product or service of better quality,

4) What is your overall strategy, Will you be targeting one product or service, Where will you find these people, How are you employing your tactics, How will you collect your fees, Online and Offline Solutions, How do you plan to stay on top of things, Which is the most profitable,

What networking plans have you made, Who do you need to network with and why, How will you find and contact them, How will you plan your budget, What are your future plans, WHAT WILL YOU DO WITH YOUR SUCCESS, Successful Marketing Plan you need. Follow a plan and plan to Lead!

Or, you can use a strong credit score (and better credit card offers) as a bargaining chip to request that your current credit card issuers lower your interest rates. If your credit card issuer won’t agree to lower your rate, consider applying for a 0 percent balance transfer credit card—a better credit score will improve your chances of qualifying.

There are a number of ways you can check your credit score for free. If you want to monitor your credit score regularly, using a free service is the best way. You’ll be able to view your TransUnion and Experian credit scores regularly. Your bank may offer a credit monitoring service that provides free updates to one of your credit scores. Check with your bank or credit card issuer to find out what services are available.

Or, if your credit card issuer is part of the new FICO Open Access program, you’ll receive a free copy of your FICO score with each statement along with the major factors affecting your score. Credit cards with free FICO scores include: Discover, Chase, Bank of America, Barclaycard, Commerce Bank, American Express, First Bankcard, and the Walmart credit card. Each of these businesses offers a credit monitoring service that you can pay for monthly.

Your credit score can change as often as daily, depending on how often the information in your credit report changes. Credit Karma provides you with daily updates to your credit score if you want to track your credit score that often. If you're planning to buy a house or car soon, checking your credit score more often will help you be prepared.

Otherwise, monitoring your credit score somewhere between semiannually to monthly is enough. Remember that your credit score is a number that reflects the information in your credit report at a specific point in time. To change your credit score, you’ll have to change the underlying information on your credit report with good spending and payments habits.

Most credit score providers, even the free ones, will provide you with basic details about the factors influencing your credit score. You can use this information to decide what you can do to improve your score. As you monitor your credit score more often, you'll notice your credit score moving up and down, sometimes as often as daily. Unless your credit score drops considerably and stays there, you don't have to worry about changes to your score. Also note that your credit scores may be different between different providers, particularly if the underlying credit data is from different credit bureaus. This, too, is a normal part of credit scoring.

Monitoring your credit is one of the easiest and most effective ways of protecting your credit against errors and fraud. Monitor your credit report to catch ID fraud early. Credit reports can be an important tool as you embark on the road to financial recovery. By regularly reviewing your credit rating and information you will be able to monitor your progress as you work towards improving your credit score and becoming more credit worthy.

Credit reporting agencies sell this information to businesses that use it to evaluate your applications for loans, insurance, credit, employment or renting a home. To obtain your free national credit report as compiled by Equifax, Experian, and TransUnion, you must write to each agency. Credit reports form the basis by which a credit score is calculated. Credit file disputes must be made in writing and sent through regular postal mail.

If you are looking for your credit information, want advice on maintaining strong credit or want tips on debt management, we have the information you need. Learn how to get your credit ranking, understand your credit score, manage credit card debt or build your credit and clean up your credit file. A report is one of the key credit factors that are checked by reporting companies. I would suggest that you check your credit, by getting your free national credit report, before you apply for any type of loan which will check your credit score and financial information.