Options For Paying Your Bill
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Easy Tips
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Saturday, 21 July 2018
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Credit Tips
Every single day people walk into the service department and find out that they need major repairs to keep their vehicle running. It can be overwhelming and stressful if you aren't prepared. Check out these options for taking care of your bill. If you have the money, consider paying cash for the auto repair. You can get the best deal and avoid interest if you pay the entire bill upfront.
If you don't have enough in your checking account, you may need to turn to your savings account to handle things. Many people have established an emergency fund for these situations. While you are going to be short on money in your savings account, you won't have any debt hanging over your head. Is there any benefit to putting the cost of the auto repair on a credit card,
If you have a card that offers reward points, you can take care of the bill and benefit from the points. Most shops take a variety of different credit cards and you can get your car back as soon as the work is complete. While interest will accrue if you wait to pay the balance, you will still be in possession of your vehicle and you can attempt to pay things off as soon as possible.
Payday loans are popular options for people that do not have the cash for an auto repair and don't want to put the balance on a credit card. If you are just short on cash and you will have the money in a few days, consider a small, short-term loan. While you are going to pay a fee for the loan, you are still able to pay your bill and continue using your vehicle to get back and forth to work.
If you are worried about leaving yourself without money to pay for the necessities, borrow the amount and pay it back as soon as possible. Sometimes an auto repair needs to be handled right away. When it comes to brakes, you do not want to take a chance. On the other hand, there are some repairs that can wait until the next time you come in for an oil change or other maintenance. Talk with your advisor and get an estimate before leaving the shop. Then, make it a point to save up the full amount before going back to have the work completed.
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Well thats what Dedicated Crefit Repair did for me, a seasoned (20 yrs) real estate agent. All i can say is you have nothing to lose and why not learn how to fix your credit at the same time. Their team is supportive and helpful all they ask is that you allow them to do what they do and bring in the results of their hard work!
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We were referred to DCR by our financial advisor that manages our IRA. We could not have been more pleased. We met with Tiffany for our initial meeting and we learned a LOT about how credit scoring works. I have an MBA and I never knew this stuff. We left with a different strategy on how to fix our credit.
In this case Tiffany determined that we did not need their program and that we could do the legwork ourselves -- I think this shows her honesty in not recommending a program that we didn't need. I highly recommend Dedicated Credit Repair if you need help with your credit score and credit reports.
The executive director of Credit Counselling Services of Newfoundland and Labrador says the business of credit repair is complicated — and it's not something that consumers need to fix their finances. Antle said credit repair is similar to the payday loan business. Antle outlined the steps people can take to rebuild their credit.