Justice For Victims Of Dodgy Credit Repair Advice

1.7 million for unconscionable conduct, after it was found to have charged customers for services that were not necessarily needed or even possible. The Federal Court found that, in calendar years 2014 and 2015, Malouf Group repeatedly breached Australian Consumer by claiming that it would “clean up” the credit history of customers by removing negative listings.

These claims were made despite the business not ascertaining whether the customer actually had any negative listings on their credit file, or if indeed negative listings could be removed. Other findings of misleading or deceptive conduct included the use of false testimonials on its website and misrepresenting the work it had carried out for the consumer prior to them making payment.

If you want a credit repair company in Jacksonville that is tirelessly devoted to improving your credit reports and increasing your credit scores, then you’ve come to the right place. Our reputation in Jacksonville is second to none. At CreditUs we boost your credit scores, thereby maximizing the likelihood that you’ll be approved for financing. You’ll enjoy a host of other benefits from having an excellent credit score as well, not the least of which is lower interest rates, monthly payments and loan delivery fees.

How do you achieve this desirable boost in credit score, Our prompt and performance-oriented results have earned our credit repair services the stamp of approval by mortgage professionals in Jacksonville and all throughout the United States. These mortgage pros trust us so much, in fact, that they’re referring more and more of their clients to us to help them get in that Jacksonville home or auto. What these mortgage professionals enjoy most is the ease with which they can work with us no matter their location.

Thanks to the automatic notice we provide them whenever your credit reports are updated, they feel like they’re right beside us. Our credit repair services are committed to alerting them as soon as your credit scores receive the boost you need. As a result, you’ll be in that Jacksonville home or auto faster than you dreamed possible. In a nutshell, the CreditUs credit repair service is the most superior one Jacksonville has to offer.

The relationship between the interest rates, monthly payments and loan delivery fees you pay is in inverse proportion to your credit score. So when your credit score goes up, your financing terms drop. This is the desired outcome our credit repair services are designed to bring about. They’ll help you pay the least possible amount for that auto or house you’re coveting here in Jacksonville.

The end result is thousands of extra dollars staying in your pocket. 300,000 30-year fixed mortgage and calculated the savings for you to the left. These eye-opening figures show just how much you could save over the life of your loan by increasing your credit score. To crunch the numbers on your exact principal and lending terms, visit our FREE Credit Score Calculator on the homepage. It will show you precisely how much money you can save over the life of your loan by improving your credit score.

Credit repair companies charge and arm and leg for what you can do on your own. About 15 years ago many so called credit repair companies have sprung up out of nowhere and claim that they can fix your credit. What consumers should know is that they are taking a 50/50 chance with dealing with these firms.

Some credit repair firms are legitimate and can rally make a difference to an individual credit score but most new firms that are springing up now and within the past few years are bogus. 1000 and then they tell you that it will take anywhere from 8months to 1 year to fix your credit and wipe it clean.

Consumers need to be very weary about such firms and perform a thorough check with the BBB to make sure that the credit repair firm is listed and also to make sure they have not been under investigation for fraud. Most if not all states require such firms to practice with a credit services license which legally enables them to request for and access personal files for the consumer. 250,000 surety bond/liability for 2 years after doing business in the state.