Hot Deals, Low Fees: Bank Deals 2018
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Easy Tips
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Friday, 27 July 2018
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Credit Tips
I found a new site that posts a lot of great bank deals that can really help you when your looking at switching banks or looking for a great rate. Until I post some new deals, you might want to check out the new Chase Bank platinum card that has a 0% intro APR for one year and no annual fee.
You can check your eligibility through Internet Banking. If eligible, you will be able to view the offers available to you. Offers may not always be available on your account. We do not accept balance transfers from other Bank of Scotland credit cards, loan companies or bank accounts. Balance Transfer applications are subject to eligibility and security checks but these will not leave a footprint on your credit file.
A balance transfer is a great way to save on interest, to simplify your life and even to gain some breathing space. The introductory balance transfer offers below all have 0% p.a. HSBC cards (reverting to the variable cash advance rate). 0%p.a. Balance Transfer for 20 months1, (reverts to the variable cash advance rate), with a 2% balance transfer fee2. Available to new, approved customers who apply by .
Other fees and charges apply. 0%p.a. Balance Transfer for 22 months1, (reverts to the variable cash advance rate), with a 2% balance transfer fee2. Available to new, approved customers who apply by . Other fees and charges apply. 0% p.a. Balance Transfer for 12 months1 from non-HSBC credit cards (reverts to the variable cash advance rate).
Available to new, approved customers who apply by . Other fees and charges apply. Want to talk later, Fill in our short online enquiry form and one of our consultants will be in touch within 2 business days. Visit us in branch for more information. 1 To be eligible for the introductory balance transfer rate, the balance transfer request must be made at the time of applying for the new HSBC credit card.
Your total balance transfers must not exceed 90% of your approved credit limit. The interest rate on the balance transfer applies for 12 months for the HSBC Platinum Qantas Credit Card, 20 months for the HSBC Low Rate Credit Card and 22 months for the HSBC Platinum Credit Card. The balance transfer must be from non-HSBC credit cards. After this period, any balance outstanding from the balance transfer will accrue interest at the cash advance rate (currently .
HSBC will allocate payments we receive from you to pay off the portion of your balance which attracts the highest interest rate first and subsequently to portions of your balance attracting lower interest rates. This may mean applying any and all payments made to your HSBC credit card account to pay off other transactions such as purchases and cash advances before any balance transfer amount. Full balance transfer terms and conditions apply. 2 The Balance Transfer Fee will be calculated as a percentage of the balance being transferred to your HSBC credit card account. This fee will be applied at the time the balance is transferred and forms part of your total outstanding balance.
You are struggling to pay the EMI’s on your home loan. You are deep in debt and don’t know how to come out of it. This is when you learn there is a way out of your problems. The home loan balance transfer, also called home loan switching or home loan refinancing.
What is home loan balance transfer, You are struggling to pay back your home loan EMI’s with your bank. This is when you come across another bank, charging a lesser rate of interest to its home loan customers. You want to transfer your home loan from your bank to this new bank through a process known as the home loan balance transfer.
Under the home loan balance transfer, you can transfer the entire unpaid principal amount on your home loan, from your bank to this new bank, which charges you a lesser rate of interest. The new bank then settles (pays back) the home loan, with your bank. You will now have to repay the home loan to the new bank.