Business Credit Reports, Inc

Commercial leasing providers are key drivers of our economy, helping manufacturers, wholesalers, building suppliers, builders, transportation companies, service companies and others to grow and scale their businesses to serve more customers and produce more product. Just as you are there to power your customers’ success, we are here to power your success by delivering the best business credit information at the lowest possible price. We are your one-stop destination for business credit information from the best data sources, including Experian, Dun & Bradstreet, Equifax, Ansonia and more.

With us, you are able to get information from all of the major credit bureaus on one report, which results in the highest hit rates available and better, more informed credit decisions. Select an option below to learn more. Leasing companies want to extend as much credit as possible to generate the most revenue.

By using our multi-bureau Comprehensive Reports, you are able to achieve the highest hit rates available in the industry and extend more credit to small businesses. More information enables larger credit deals. With over 20 different reports available, we have a solution for any size deal. For larger opportunities, select a report that combines payment data from three or four leading business credit bureaus with lots of value-added information and advanced analytics.

For smaller deals or account reviews, choose a report that delivers predictive scores, public record filings and other data to help make quick, low-cost decisions. Contact us for a free demo of any of our reports. By using our credit reports containing information from multiple credit information sources, you get a more complete credit picture of your applicant’s business at a much lower cost than pulling separate reports from each bureau.

We also deliver an affordable beginning-to-end solution that includes online credit applications, auto decisioning, account monitoring and data reporting to the credit bureaus. Think of it as our way of delivering economies of scale to you. As a leasing broker, you need a quick decision on an applicant at a reasonable price before you connect them with a leasing company. It’s also important to use the same information your leasing company client will be using to vet the applicant you bring them.

Because we source credit information from multiple credit bureaus, you are able to get the exact report or score you need for every situation. Here’s a friendly tip for leasing brokers… For personal guarantee situations, which are common when working with small businesses, we recommend asking the applicant to pull his or her own credit report and share it with you.

This saves the hard inquiry that would appear on their credit record if you pulled the report. The hard inquiry could impact the consumer credit score enough to kill the deal you’re trying to broker. Look for us at the next AACFB (formerly NAELB) conference you attend to say “hello”.

We would love to meet you in person! Pick the account type that works best for your business, your budget, and your team. If you don't like it, feel free to leave at any time. Pay for each report at the time of order using PayPal or a Credit Card. Pay for each report you pull with one invoice generated at the end of each month. Pre-pay for reports with a lump sum and pull reports until your credit is used up. Need a custom quote for an Annual Subscription Account,

A sole proprietor might not have a federal EIN, though it is wise to obtain one for free via the IRS website to delineate personal and business finances. Without it, the Social Security number of the owner is the sole credit tracker. Similar to a personal credit report, the business credit report reviews your business credit score, reflects payment and delinquency history and lists any judgments or liens impacting the business.

A key indicator on the report is the Debt Beyond Term (DBT), which suggests the average time frame you pay or are delinquent as compared to industry standards. This number is color-coded, with green being the most positive. Business credit scores range from 1 to 100, with the higher score being favorable. This is not the same range used for personal credit, but the idea is the same: The higher the score, the more favorable your credit is considered. Dun & Bradstreet maintains a business monitoring system as well.