ANG Credit Solutions & Repair Services

credit repair companies
Have you been receiving phone calls from other credit repair companies saying “Oh yes! We can make your credit score jump up to 100 points immediately”, It sounds too good to be true, right, Remember this: credit companies are not allowed to make such promises. So when you hear this, immediately cross out that company from your list.

As more and more people are now aware of credit repair, more companies are rising in the industry claiming that they can produce results in a few days. Therefore, knowing and understanding the differences of the quality of service among the throng of credit repair service providers are very crucial.

Here in Houston, Texas, there is one reputable credit repair company who have helped many consumers solve their credit issues and bad credit standing. ANG Credit Solutions offers the best credit repair services in Houston, TX. We are the trusted company who can provide credit repair solutions, in different industries, which will significantly improve your credit score and your standing.

Before we proceed into doing the legal processes of credit repair, we ensure that you know what your rights are and that you understand them fully. We will attend to all your concerns and answer your questions, should you have any. As the trusted credit repair company in Houston, Texas, it is important for us to know the story behind your bad credit. We want to make sure that when we dispute issues on your credit reports, fairness, accuracy and full substantiation are upheld by the credit bureaus.

We will outline our services in the simplest way possible to help you understand how we can represent you to the credit bureaus. We will explain the strategy that we will do, what you should expect, and how you are going to benefit from our services. We do not make extravagant and unrealistic promises. We take action, create a well-tailored plan, and bring results that are truly remarkable.

Credit repair companies may also offer 'debt fix', 'debt management' or 'debt solution' services to get out of debt and help you take back control of your finances. Many of these solutions can have serious long-term consequences for you and your credit rating. Debt agreements - an agreement to pay an amount you can afford, over a period of time. Bankruptcy - when you are legally declared unable to meet your debts.

Debt consolidation - rolling all your loans into one loan. Before agreeing to any of these solutions, seek free help to manage your finances from a financial counsellor. Before you sign up with a credit repair company, make sure you understand what services they are offering, their fees, and the terms of their contract. If they cannot clearly explain what services they are going to provide, this could be a warning sign, and you might be better off trying to repair your credit report yourself.

ASIC has taken legal action against Clear Credit Solutions for making false or misleading statements about their credit repair business. They told people that they could remove negative listings from their credit file when in fact nothing could be done about the listings. See ASIC's media release for more information.

1,000 to fix one listing in your credit report. Depending on the size of your debts, signing up for a credit repair service could make your financial problems worse rather than fix them. Even if they are not able to fix any entries on your credit report, the credit wash company could still charge you high fees.

Credit repair companies cannot remove or change items on your credit report if the details are correct. If they make you pay an upfront fee, that could be a red flag that they want to make sure they get paid even if they can't help you. A credit repair company may contact an Ombudsman's external dispute resolution (EDR) service to resolve your case.

The company could then charge you a fee, even though Ombudsman services are free and are designed to be easy for people to use. You could save yourself a lot of time and money by contacting an Ombudsman directly, rather than going through a credit repair company. A poor credit report or credit score could affect any loans or credit you apply for in the future, so it's important to make sure the information is correct.

If there are errors on your credit report, you have the right to get them fixed. There is no charge for this, but your credit report can only be changed if a listing is inaccurate. Find out how to check and correct a wrong listing on our credit report webpage. We also have guidance on how to get a good credit rating on our credit scores webpage.



If you're struggling with debt, a financial counsellor can help you come up with a solution or understand the options available to you. Financial counselling is a free and confidential service. Fixing a wrong credit listing should not increase your money worries. Understand exactly what a credit repair company can do and the costs involved. It may be better to do fix the issue yourself.